Smart spending: How to keep costs low as a Newcastle University student

University life is exciting, from meeting new people to exploring a new city and discovering independence. But along with that freedom comes a new challenge: managing your money. Between rent, food, nights out and study materials, it’s easy for costs to creep up. Don’t worry, ResLife have you covered. With a few simple strategies, you can stretch your budget further and make your student loan last. Here are some tried-and-tested tips to help you stay on top of your finances while studying at Newcastle University.

1. Cook in batches and freeze your meals

Cooking at home is one of the easiest ways to save money. Batch cooking, making multiple portions at once, not only saves time during busy weeks but also cuts down on waste. Make big pots of pasta, curries or soups, then freeze leftovers in portions for quick meals later. You’ll thank yourself when deadlines hit and cooking feels like a chore. If your kitchen has a NOSH Student Cook Book this year, use it for inspiration.

2. Visit the Students’ Union Food Pantry

If you ever find yourself running low on food or funds, help is available. The Newcastle University Students’ Union Food Pantry offers essentials to students in need, with no questions asked. It’s a great way to stretch your budget and reduce food waste at the same time.

3. Get a part-time job, but keep balance

A part-time job is a great way to support your budget while gaining valuable work experience. Many students work in cafés, shops or on campus. Just keep your hours sensible, ideally no more than 20 hours a week, so your studies stay your top priority.

4. Use a budget binder or savings tin

It might sound old-fashioned, but using a budget binder or a simple savings tin for loose change can make a real difference. Over time, those coins add up. You can use the savings for unexpected costs or as a treat once you reach a target.

5. Plan your month in advance

A little planning goes a long way. At the start of each month, write down your expected expenses, including food shops, bills and social plans. Seeing everything laid out helps you prioritise and avoid overspending halfway through the month.

6. Choose wisely: branded vs own brand

When shopping, ask yourself if branded products are really worth the extra cost. Most own-brand items taste just as good but cost significantly less. Switching even a few items can save you money each week.

7. Cut down on takeaways

Takeaways are tempting, especially after a long day, but they can quickly eat into your budget. Try keeping them for special occasions. If you want a deal, apps like Too Good To Go let you buy surplus food from restaurants and cafés at a much lower price, helping you save money and reduce waste.

8. Use student discounts before you buy

Before checking out online, always look for student discounts on Student Beans or UNiDAYS. From fashion to tech and travel, you might be surprised how much you can save with just a few extra seconds of searching.

9. Find night-out outfits at local charity shops

If you need something new to wear but want to stick to a budget, check out charity shops around Newcastle City Centre. You can often find unique pieces at a fraction of the retail price. Great places to look include:
• British Heart Foundation on Northumberland Street
• Oxfam on St Mary’s Place
• Barnardo’s on Clayton Street
Shopping second-hand is affordable and sustainable.

10. Save on fitness memberships

While city centre gyms might be convenient, don’t overlook Newcastle University Sport & Fitness Centre. It offers great-value memberships and student discounts, making it easier to stay active without overspending. You’ll also be training alongside other students in a welcoming environment.

Final thoughts
Being smart with your spending doesn’t mean missing out. With organisation, creativity and good use of student resources, you can live comfortably, enjoy your time at university and still save money for the things that matter most.